<?xml version="1.0" encoding="UTF-8"?>
<!-- Update lastmod for any URL whose public content changes (metadata, structured data, copy, favicon). -->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://coastfireadvisor.com/</loc>
    <lastmod>2026-02-19</lastmod>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://coastfireadvisor.com/terms.html</loc>
    <lastmod>2026-02-19</lastmod>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://coastfireadvisor.com/privacy.html</loc>
    <lastmod>2026-02-19</lastmod>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://coastfireadvisor.com/security.html</loc>
    <lastmod>2026-02-19</lastmod>
    <priority>0.3</priority>
  </url>
</urlset>
